Blackjack Variants According to Rtp, Bets, and Features

Blackjack is available in many variants

Due to its popularity, many players and casinos worldwide have developed innovative blackjack variants. The differences include new rules, exciting mechanics, and even improved payouts. Take a look at the top 15 best online blackjack variations to play:

Variation Name RTPBets/Special Features
American (Classic) Blackjack99.54%The dealer receives two cards.
European Blackjack99.33%.The dealer receives the second card after the player makes a move.
Blackjack Charlie 7 99.84%Players automatically win if they have seven cards.
Progressive Blackjack99.53% It has a side bet that can trigger a jackpot.
Atlantic City Blackjack99.65%Players can double down on any cards.
Multi-Hand Blackjack99.60%Players can play multiple hands.
Double Exposure Blackjack99.33%.The dealer receives two cards face-up.
Single Deck Blackjack99.75%A variant played with a single deck.
Blackjack Switch99.27%Players can trade cards between hands.
7 Seat Blackjack99.60%The table has seven seats.
Pontoon 99.64%Players can’t stand below 15.
Perfect Pairs Blackjack99.59%It has a side bet for matching cards.
Spanish 2199.58%The player’s 21 always wins vs the dealer’s.
3 Card Blackjack99.37%Players must create a blackjack hand from three cards instead of two.
Vegas Strip Blackjack99.65%This variant is played with four decks.
  1. American (Classic) Blackjack

This is, without doubt, the most popular blackjack variation. In American Blackjack, the dealer is dealt two cards, one of which is face-up. If the card facing up is an ace, the dealer can peek at the face-down card and offer players insurance. The round is automatically over if the dealer has a 10 or a face card. 

  1. European Blackjack

Unlike American Blackjack, the dealer can’t peek at their face-down card in European Blackjack. The card is only revealed at the end of the betting round, which results in a lower RTP percentage. Nonetheless, players are still offered insurance if the face-up card is revealed to be an ace. 

  1. Blackjack Charlie 7

The main difference in this variant is the addition of a new winning condition. Players that draw a seven-hand card instantly win the hand, no matter what cards the dealer has. This rule can potentially increase returns, making it one of the online blackjack variations with the highest RTP.

  1. Progressive Blackjack

Progressive Blackjack is played similarly to traditional blackjack but offers a side bet that allows players to trigger a jackpot. The jackpot increases with every bet placed. The cards obtained determine the winner – four suited aces will grant you the jackpot. 

  1. Atlantic City Blackjack

Atlantic City Blackjack is based on American Blackjack. One of the main advantages of this blackjack variation is that you can double down on any hand. Splits are limited to a maximum of three times, except for ace hands, which are limited to one split. You can also surrender whenever you like.

  1. Multi-Hand Blackjack

The term Multi-Hand Blackjack refers to several variations of blackjack games. Any blackjack game that allows players to be dealt several hands at once is considered a multi-hand game. Experienced players prefer this version due to its fast-paced nature and higher bets.

  1. Double Exposure Blackjack

As the name suggests, the dealer’s cards are face-up in this blackjack variant. To make up for this advantage, the game follows other rules. For instance, the dealer always wins a tie in Double Exposure Blackjack. Instead of 3:2, blackjacks are paid 1:1. Players can only split once.

  1. Single Deck Blackjack

Single Deck Blackjack is one of the most straightforward blackjack variants to play. Unlike other variations, which use up to eight decks, this variant is played with a single deck. Some games have blackjack payouts of 6:5 instead of 3:2, which can impact the RTP percentage.

  1. Blackjack Switch

Blackjack Switch is one of the latest innovations in blackjack variations. It’s usually played with six decks. The main rule is that players can switch the second card dealt to their hands, provided they place equal bets on both. On the other hand, the dealer can push with a 22 instead of busting.

  1. 7 Seat Blackjack

7 Seat Blackjack has the typical number of seats as casino blackjack tables, although with a difference. Unlike traditional blackjack games, this variant doesn’t allow players waiting to join the table to bet behind others. This aside, it’s played exactly like American Blackjack.

  1. Pontoon

Pontoon is very different from your traditional blackjack. The payout for hitting a blackjack (called a pontoon) is higher: 2:1 instead of 3:2. Creating a hand with five cards under 21 wins all other hands except a pontoon. Players can also double down in any situation. On the flip side, players can’t stand below 15, and the dealer must hit on 17. 

  1. Perfect Pairs Blackjack

The rules of Perfect Pairs Blackjack are identical to the classic game. However, this variant has three side bets players can place – mixed, colored, or perfect pairs. Each bet has different payouts, ranging from 5:1 to 30:1. Hitting a pair of two cards of the same suit is called a perfect pair.

  1. Spanish 21

The six decks used in Spanish 21 don’t have 10s, resulting in lower-value hands. The player’s blackjack is consistently ranked higher than the dealer’s. In addition, Spanish 21 has several side bets available, with payouts of up to 50:1. Some versions of this game allow the dealer to hit on a soft 17 (with an ace).

  1. 3 Card Blackjack

This blackjack variant is based on a poker game with the same name. The player and the dealer receive three cards each, from which they must create a combination using two cards. Players must place an ante bet to join the round, and the dealer only qualifies with 17 or over.

  1. Vegas Strip Blackjack

Unlike American Blackjack, Vegas Strip Blackjack is played with four decks. Similar to other blackjack variations, players can double down on any hand. The dealer can also peek for blackjack.

What Blackjack Variant Should You Choose?

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Choosing a blackjack variant can be tricky, especially if you’re a beginner. Luckily, there are some factors you should pay attention to that can make your decision a little easier. 

The first step is to understand the game’s rules. Additionally, it’s advisable to take your time to study the bets and potential payouts. When you’re comfortable with a variant, start looking into strategies to help manage your bankroll better.

Best blackjack variations in terms of profitability

Some players tend to choose a blackjack variant based on its profitability. Blackjack’s profits can be measured in two main ways – house edge or payouts. The lower the house edge, the more likely players can win, resulting in significant profits. 

Lowest house edge blackjack variants

Discover the types of blackjack with the lowest house edge:

Highest payout blackjack variants

Check out what blackjack variations have the highest payouts:

Best blackjack variations for your skill level

Skill is an essential part of blackjack. Some types of blackjack are aimed at beginners, while advanced players prefer others. See how the variant you choose makes a difference:

Top blackjack variations for beginners

Best blackjack variations for experienced players

Blackjack Variations to Avoid

Even though blackjack is an exciting casino game, there are some variants you should avoid playing. See why we don’t recommend them below:

Frequently Asked Questions

Blackjack Charlie 7, which has a house edge of 0.16%.
Spanish 21 has payouts of up to 50x the player’s stake.
Beginners typically prefer simple blackjack games, such as Single Deck Blackjack. The rules are straightforward, and you won't have much trouble following the game.
Professionals are usually fans of complex mechanics, such as those seen in Pontoon or 3 Card Blackjack.
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Pride is a five-year veteran in the exciting world of US and UK casino gaming. His mantra is “Keep it simple,” which he always does while giving you the low down on the latest casino gaming trends. Whether it’s reporting on breaking news or getting down to the brass tacks in a detailed casino review, Pride provides clear, reliable, and unbiased information to help you make your gaming decisions.

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