Top Payment Methods at US Online Casinos
- Are all casino payment methods secure?
- Check the best payment methods in the US
- A payment method that suit your style
- How to deposit in any casino site
- How to withdraw
- 5 tips on withdrawing your online casino wins
- Be aware about Gambling winnings tax in the US
Are all casino payment methods secure?
What is an online casino payment method?
A payment method is a way for players to transfer money securely to their preferred online casino, but security isn’t the only thing to be kept in mind when choosing a payment method.
In today’s tech world, we need to be able to do everything as quickly as possible. This includes payment transactions.
The top online casinos in the US use various electronic payments such as credit/debit cards and e-Wallets.
We will only recommend legally licensed online casinos. This guarantees that your personal and financial information stays safe and secure as it is regulated and monitored by state and federal government agencies.
2 reasons why online casino payment methods are safe
1. Safe as a service
Whenever you are putting out your personal and/or financial information on the internet, you want to make sure you are doing so via the safest means available.
This is why it is necessary to make sure you are only using the safe and secure payment methods listed on your casino’s website, and only playing at legally licensed online casinos. Players who play at offshore/illegal casinos risk the security of their data.
Credit and debit cards are still the most popular form of online payment in the US. The top three used are VISA, MasterCard, and American Express.
2. Safety-net for the player
You have the option to choose whichever safe and secure payment method is available at your casino. This will give you a better control of your game as well as your expenses. When using different payment methods for when you play at your online casino, you’re ensuring a distinction between your casino funds and your daily expenses.
All US online casinos take responsible gambling seriously. Because of this, many offer a deposit limits tool that you can place on your account. This allows you to set a limit on how much you can place in your account at one time.
Check the best payment methods in the US
| Payment Method | Type | Avg. Deposit Time | Avg. Withdrawal Time | Transaction Fees | Casinos Available |
|---|---|---|---|---|---|
| Visa | Credit Card | Instant | N/A | Between 0.8% to 3.8 % | All online casinos in the US |
| MasterCard | Credit Card | Instant | N/A | Between 0.8% to 3.8 % | All online casinos in the US |
| Discover | Credit Card | Instant | N/A | Between 0.8% to 3.8 % | 888 Casino DraftKings William Hill |
| American Express | Credit Card | Instant | N/A | Between 0.8% to 3.8 % | DraftKings Golden Nugget |
| PayPal | eWallet | Instant | 1-3 days (Please allow up to 10 days for the transaction to appear in your account. This varies between operators.) | No Fee | 888 Casino Bet365 Betfair BetMGM Caesars Casino DraftKings Golden Nugget Hard Rock MoheganSunCasino.com PalaCasino.com Unibet PokerStars Parx Online ResortsCasino.com Scores Casino William Hill WSOP.com |
| Skrill | eWallet | Instant | 1-3 days (Please allow up to 10 days for the transaction to appear in your account. This varies between operators.) | Skrill charges a fee of 2.9% to load an account using a Visa or MasterCard card and a fee of 7.50% to load an account using a Paysafecard prepaid card. | Bet365 BetAmerica Betfair BetMGM PartyCasino PokerStars ResortsCasino.com Tropicana Atlantic City Virgin Online William Hill |
| Neteller | eWallet | Instant | 1-3 days (Please allow up to 10 days for the transaction to appear in your account. This varies between operators.) | The regular NETELLER fee for sending money is 1.45%, min USD 0.50. | BetMGM Borgata Caesars Casino Hard RockParty CasinoResortsCasino.com Scores Casino Virgin Online |
| ACH transfer/e-check | Online bank transfer | Instant | 2-5 days (depends on the operator) | No Fee | All online casinos in the US |
| Casino Play+ Card | Prepaid card | Instant | Instant | No Fee | BetAmerica Betfair BetMGM Caesars Casino Golden Nugget Parx Casino PokerStars Casino Unibet William Hill WSOP.com |
| VIP Preferred | Online Bank transfer | Instant | 2-3 days | No Fee | Caesars Casino Golden Nugget MoheganSunCasino.com PalaCasino.com PartyCasino Unibet BetMGM SugarHouse William Hill |
| PayNearMe | Cash / 7-Eleven | Instant | Instant | No Fee | All online casinos in the US |
| Check | Check | N/A | 2-3 days (Up to 10 days for delivery) | N/A | BetMGM Golden Nugget SugarHouse Parx Online |
Discover the different types of payment methods
Players in the US will notice a lot of payment options listed above, but not all of them are offered at all online casinos.
The good news is that you will find that the most popular methods of payment are offered at most.
1. Debit & Credit cards
Visa & MasterCard
VISA and MasterCard are the most widely accepted forms of payment, as they are accepted at every online casino in the US. This method allows for the fastest and most secure deposit methods.
For withdrawals, players will need to link their VISA or MasterCard to their PayPal or ACH accounts. This is also one of the fastest and most secure methods for withdrawals.
American Express & Discover
A few online casinos do accept Discover and American Express, but not very many. If this is your preferred method of payment, your options will be limited.
2. E-wallets
PayPal
The most common e-wallet used in the US is PayPal. This is also the most accepted e-wallet at various online casinos throughout the country.
Players can link their VISA or MasterCard to their PayPal account for fast, easy withdrawals.
Deposit transactions using PayPal are fee-free!
Skrill
Skrill is a popular e-wallet that can be used at various online casinos in the US. However, it is not as accepted as much as PayPal is.
Neteller
The other e-wallet players will see being accepted at some online casinos is Neteller. Neteller was specifically designed for online gaming and is accepted at many online casinos worldwide.
Unfortunately, players will find the number of casinos in the US that accept Neteller to be minimal.
3. Mobile Apps
In this day and age, mobile apps are really convenient and a lot of players choose to use them for their online casino needs. Here mobile apps that US online casinos accept:
- Play+
- VIP Preferred
- PayNearMe
- Apple Pay
- PayPal Mobile App
- Skrill App
- Neteller App
4. Bank Transfers
A lot of players may be hesitant to use bank transfers as their preferred method of payment, but they are one of the most reliable and secure methods available.
5. ACH Transfer
ACH stands for “Automatic Clearing House” transfer. All online casinos accept ACH transfers as a method of payment.
This is a great route to go when selecting a payment method as there are no fees and it is one of the fastest methods available. This method can also be used for both deposits and withdrawals.
Many of the top banks in the US allow players to use ACH transfers for online gambling. Here is a shortlist of such banks:
- Bank of America
- BB&T
- Chase
- HSBC Bank USA
- ING Direct
- PNC
- Regions
- SunTrust
- TD Bank
- U.S. Bank
- Capital One 360
- New York Community Bank
A payment method that suit your style
Not all payment methods will be suited for you and your online casino needs. Make sure you read as much as you can about the payment method you choose (withdrawal times, transaction fees, etc.).
If you don’t think you’re patient enough to wait for a longer withdrawal process, then choose a payment method that has instant withdrawal times.
How to deposit in any casino site
Online casinos make the process of a deposit fairly simple:
- Find the Cashier page
- Select your preferred payment method
- Enter the amount you would like to deposit into your account
- Review all details and confirm the transaction
How to withdraw
- Find the Cashier page
- Set up your withdrawal method
- Enter the amount you would like to withdraw from your account
- Review all details and confirm the transaction
5 tips on withdrawing your online casino wins
1. Pay attention to the potential charges
Remember that there may be additional charges that come along with your withdrawal. Depending on which bank you use and how large the withdrawal is, charges may be a possibility.
2. Pay attention to the withdrawal limits
Just because you’ve won a certain amount of money, it doesn’t always mean that you can withdraw it all at the same time. Depending on the online casino you choose, you may have different withdrawal limits.
3. Do not forget that you must be the account holder
This may seem obvious but, if you are withdrawing any winnings from an account, that account must belong to you. You must be the account holder.
4. Pick the same casino account name as the credit card holder
For safety and security reasons, it’s best to stick to the same name when registering at an online casino as your credit card.
5. Enjoy your casino winnings!
The last thing you need to do is enjoy your winnings. If you have any problems, make sure you contact customer support, so they can help you solve any issues.
Be aware about Gambling winnings tax in the US
Every market in the US has a different tax rate on online casino winnings. For instance, in Pennsylvania, the rate is at 3.07% and in New Jersey it’s 3%.